Determinants of internal factors impacting on commercial bank profitability in Pakistan Introduction Financial sectors play a vital role in the economic development. In Pakistan the financial sectors includes commercial benks, development financial institutions (FDI), microfinance banks (MFBs), non banking finance companies (NBFCs) like as leasing companies , investment banks, discount house, housing finance companies, venture capital companies, mutual funds etc. and other modarabas, stock exchange
Background of the study Commercial bank liquidity become a serious issue which faced by the citizen of Indonesia during year 2010. The business tendency index in Indonesia issued by the Central Statistics Agency (BPS) recorded its highest level for the first time after the onset of the global financial crisis, reaching 110.24 in June 2016 from 102.2 in 2010 and 96.3 in the first quarter of 2015 (Soedarmono, 2016). However, the significant drop in the growth rate of commercial banks’ third party fund
banking practices. Due to the nature of the business banks, operate in a volatile environment facing a huge amount of risks associated with credit, market, operations, reputation, foreign exchange and liquidity. So adopting effective risk management practices by banks to face such risks successfully is a vital thing. Thereby the study investigates risk management practices on profitability of banking sector in Sri Lanka, particularly LCB’s. Banks have to manage more types of risks in order to maximize
This study is on Mergers and acquisition as a means of improved business performance and customer satisfaction. The Case study of this research is Access Bank Plc. Chapter one of this study is preliminary. It provides a contextual of the study and reviews the statement of the problem. The chapter provides the specific objectives of the study. It raises the major research question that provides the basis for formulating the hypotheses that are tested later in the study. The significance of the study
“A Study on Banking Sector Reforms in India Opportunity and Challenges) ” Abstract: The economic reforms lead by the Government of India about 2 decades before have changed the landscape of various sectors of the Indian economy. The Indian banking sector is no special case. This sector is going through major changes as a outcome of economic growth. The role of banking industry is very vital as one of the leading and mostly essential service sector. India is the biggest economy in the world
CHAPTER ONE: INTRODUCTION 1.1. Background of the study Globally, financial reporting is notably an important concept for achieving effective functioning of corporate governance systems in banking industry. It is evident that financial accounting reports are produced in banking industry to indicate the true and fair state of affair of banking companies’ entities (Arnold, 2009). The financial accounting reports are essential since it helps stakeholders and other banking industry users to make informed
INTRODUCTION 1.1 Background Growth is essential for a healthy sustenance and survival of any firm in this competitive world. There are two growth routes available to any company: - organic and inorganic. The Theory of the Firm’s Growth Penrose states that the growth rate of the firm will decline with its age. Organic growth beyond certain size or age is a big challenge and hence inorganic growth gains significance. Inorganic growth means growing through mergers and acquisitions. The inorganic growth
the second case firm “BDM” of this thesis internationalisation process and BDM is regarded as one of the top new generation banks in Nigerian. The banks has evolved overtime to become one of the largest bank in Nigeria with a strong present in West African region and a subsidiary in the UK. This case firms has been choosen because of the following reasons However, (a) BDM is one of the largest banks in Nigeria (b) the bank have a present in several foreign countries (c) The bank is one of the
Jay Kandampully and Dwi Suhartanto (2000)21 conducted a research study on the dealer loyalty in the hotel industry. The objective is to identify factors of image and dealer satisfaction, which are positively related to dealer loyalty in the hotel industry. The research helps extend the understanding the relationship between dealer loyalty, dealer satisfaction, and image. The study identifies that competition has three major implications for the dealer, which provides: increased choice; greater value
CHAPTER ONE INDRODUCTION 1.1 Background of the study Information Technology (IT) plays a vital role in all sectors in businesses today. This is mainly due to its high organizational impact and rapid expansion of IT applications in the recent past. This is particularly true in the information intensive industries, such as banking. It is well known that commercial banks increasingly use IT to gain competitive advantage. Since the mid-1990s, there has been a fundamental shift in banking delivery