INFRASTRUCTRE IN BANKING INTRODUCTION . In the banking field, there has been an unprecedented growth and diversification of banking industry has been so stupendous that it has no parallel in the annals of banking anywhere in the world. The major challenges faced by banks today are as to how to cope with competitive forces and strengthen their balance sheet. The Indian banks are subject to tremendous pressures to perform as otherwise their very survival would be at stake. Information technology (IT) plays
developments in information technology have presented a range of opportunities with respect to the ways through which information can be accessed and exchanged. Technology today provides a number of ways today through which information can be stored and its access can be controlled. Technological advancements have also made the industries across the world to continuously evolve to these new and rapid developments (Cummins, J. David; Rubio-misas, Maria; Zi, Hongmin, 2004) and banking sector is no exception
Introduction Core banking is a banking service provided by a group of networked bank branches where customers may access their bank account and perform basic transactions from any of the member branch offices. Core banking is often associated with retail banking and many banks treat the retail customers as their core banking customers. Businesses are usually managed via the Corporate banking division of the institution. Core banking covers basic depositing and lending of money. Normal core banking functions
computing, communications, information and knowledge. This will completely change the way we live, work, and think. The development of high speed networks, coupled with the falling cost of computing power, is making possible applications undreamed of in the past. Voice, data, images, and video may now be transferred around the world in micro-seconds. This explosion of technology is changing the banking industry from paper and branch banks to' digitized and networked banking services. It has already
How has technology changed the banking industry? Technology growth in the financial industry are changing the way consumers bank. As consumers, corporations, and governments keep on demanding more efficiency, the payment system will continue to become more complex. In conformity with Wright, R. E., & Quadrini, V. (2009), states that the advent of cheap electronic computing and digital telecommunications after World War II, did in the end stimulated important innovation. Technology has had a very
1. Core Capabilities Model : Banks that are equipped with a good grasp of the e-banking phenomenon will be more able to make informed decisions on how to transform them into e-banks and to exploit the e-banking to survive in the new economy. Given the e-banking is a financial innovation (Liao and Cheung, 2003) [9], the change may render the organizational capabilities of the traditional banks obsolete. From the resource-based view (Mahoney and Pandian, 1992) [10], in such a context, the banks must
There are various issues relating to e-banking in India. With the advent of information technology also issues and challenges are come. The e-banking also has both advantage and disadvantage. At one sides it provides great benefits to the people and other sides it also contains issues relating to it. The security issue is one of the main issues of e-banking in India. The security issues are arises on account of unauthorized access to banks important information of customers account, risk management
Customer Perceived Security in Electronic Banking in India: A Cross-Sectional Study Thirupathi Chellapalli, Research Scholar School of Management Studies University of Hyderabad, Hyderabad, Telangana – 500 046 E-mail Id: thirupathi.chellapalli@gmail.com & Ph.08897259193 Dr. D. V. Srinivas Kumar, Assistant Professor School of Management Studies, University of Hyderabad, Hyderabad, Telangana – 500 046 E-mail id: srinivasdaruri@gmail.com Abstract: Indian banking industry has witnessed radical transformation
LITERATURE REVIEW 2.0 INTRODUCTION Within the internet banking services, researcher has indicated various determinants or drivers that have a positive effect on factor influences the acceptance the decision. Four widely used models or theories are reviewed and discussed in relation to internet banking services. These are theory of Theory of Reasoned Action (TRA), Theory of Planned Behaviour (TPB), Diffusion of Innovation Theory (DOI) and Technology Acceptance Model (TAM). In the chapter, these theories
LITERATURE REVIEW 2.0 INTRODUCTION Within the internet banking services, researcher has indicated various determinants or drivers that had a positive effect on factor influences the acceptance the decision. Three widely used models or theories are reviewed and discussed in relation to internet banking services. These are theory of Theory of Reasoned Action (TRA), Theory of Planned Behaviour (TPB), Diffusion of Innovation Theory (DOI) and Technology Acceptance Model (TAM). In the chapter, these theories