adoption of using mobile banking has seen banks increasing their customer base and providing services at a lower cost. Mobile banking has thus become an essential tool in
1 Background of the study Information Technology (IT) plays a vital role in all sectors in businesses today. This is mainly due to its high organizational impact and rapid expansion of IT applications in the recent past. This is particularly true in the information intensive industries, such as banking. It is well known that commercial banks increasingly use IT to gain competitive advantage. Since the mid-1990s, there has been a fundamental shift in banking delivery channels toward using self-service
Dhan Yojna 3. Use of technology- Mobile Banking 4. Business Correspondent model These solutions have been tried and tested under different circumstances and they each have their own unique pros and cons. We tried to have a comparative study of the above solutions to check which fits the current solution fits best to India’s situation. New Banking Licenses While conventional banks have been in existence for past several decades, RBI
“A Study on Banking Sector Reforms in India Opportunity and Challenges) ” Abstract: The economic reforms lead by the Government of India about 2 decades before have changed the landscape of various sectors of the Indian economy. The Indian banking sector is no special case. This sector is going through major changes as a outcome of economic growth. The role of banking industry is very vital as one of the leading and mostly essential service sector. India is the biggest economy in the world
in 1997 to reach a peak of 38% in 2002. (Nam Jeon, Maria Pia and Ji Wu, 2011). The increasing presence of foreign banks has raised issues about the consequences of their presence for domestic banking market. There are 2 opposing views on assessing the impact of foreign bank penetration on the domestic banking sector in emerging
LITERATURE REVIEW 2.0 INTRODUCTION Within the internet banking services, researcher has indicated various determinants or drivers that have a positive effect on factor influences the acceptance the decision. Four widely used models or theories are reviewed and discussed in relation to internet banking services. These are theory of Theory of Reasoned Action (TRA), Theory of Planned Behaviour (TPB), Diffusion of Innovation Theory (DOI) and Technology Acceptance Model (TAM). In the chapter, these theories
Impact of E-commerce on Banking Sector Expanding market, reducing costs, improving consumer service, etc are some of the methods adopted by business men in order to establish their brand in the market. One of the most common techniques of conducting business adopted is by embracing e-commerce. 'Electronic commerce is sharing of business information, maintaining business relationships and conducting transactions by means of telecommunications networks'(Vladimir Zwass). Electronic commerce commonly
Customer Perceived Security in Electronic Banking in India: A Cross-Sectional Study Thirupathi Chellapalli, Research Scholar School of Management Studies University of Hyderabad, Hyderabad, Telangana – 500 046 E-mail Id: thirupathi.chellapalli@gmail.com & Ph.08897259193 Dr. D. V. Srinivas Kumar, Assistant Professor School of Management Studies, University of Hyderabad, Hyderabad, Telangana – 500 046 E-mail id: srinivasdaruri@gmail.com Abstract: Indian banking industry has witnessed radical transformation
complete variety of banking and financial services franchises in United Kingdom, United States, New Zealand and Asia. National Australia Bank was founded in 1858 and it's headquarter is located in Docklands, Australia. NAB have estimated over 12,400,000 customer based globally. According to the market capitalisation, NAB is ranked among the top 20 Bank in the world according to the National Australia Bank Group, 2014. NAB offers Business Banking, Personal Banking, and Wholesale Banking, Corporate Functions
Banks start to use GIS initially on the graphical display and mapping of spatial data (for example customers’ addresses) (Tavakoli, 1993); (Less & Gericke, 1994). In the second phase, pioneer banks and financial institutions began to use GIS technology to visualize market situations and analyze data to build models to predict the effect of strategy changes on their business performance (Harder, 1997). The integration of financial data with spatial data in a GIS based system has a lot of advantages