150 million people are expected to experience products and services at par with the urban population. HDFC bank has used this opportunity and developed a blend of unique models and strategies for accessing the needs of the local population. Some models are ‘Hub and Spoke model’ to extend services for unbanked and remote locations, ‘Grameen model’ to bring easily reachable rural bank branch. Through the ecosystem-oriented strategy, HDFC bank actively collaborated with Punjab Grains Procurement Corporation
In February 2003, Reserve Bank of India (RBI) gave the licence to Kotak Mahindra Finance Ltd., the group's flagship company, to carry on banking business.It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management.Kotak Mahindra Bank Terriest has a network of 1,369 branches across
Among a host of loan options provided by the banks, one of the most popular products is loan against property or mortgage loan. This product instantly clicks with the borrowers because it generally allows one to borrow a large amount of money at the time of financial emergency. At such crucial times HDFC Mortgage loan can get you higher amount for business needs and personal needs as well. HDFC Mortgage loan comes with the benefit of easy documentation, speedy approval process, flexible repayment
INTRODUCTION 1.1 Background Growth is essential for a healthy sustenance and survival of any firm in this competitive world. There are two growth routes available to any company: - organic and inorganic. The Theory of the Firm’s Growth Penrose states that the growth rate of the firm will decline with its age. Organic growth beyond certain size or age is a big challenge and hence inorganic growth gains significance. Inorganic growth means growing through mergers and acquisitions. The inorganic growth
Ford is setting a new benchmark in the automotive service industry with a one-of-its-kind initiative, “Happy Pocket Service” which ensures a comprehensive, transparent service at extremely competitive costs. Ford is making a difference in India and the communities in which it operates, and is working towards improving lives and empowering future generations. Going
3.5 PROFILE OF SCRIPS 3.5.1 STATE BANK OF INDIA State Bank of India is India's largest bank, with more than 16,300 branches and $260 billion in advances. The Indian government holds a majority of the bank's equity. The corporate center of SBI is located in Mumbai. The bank boasts of having as many as 14 local head offices and 57 Zonal Offices, located at major cities throughout India. As of March, more than half the bank's advances were made to corporations, while 19% were made to retail consumers
Introduction “If you are uplifting the poor, you are uplifting the nation”- M.K.Gandhi This statement clearly explains the essence of microfinance and its importance in the modern economy. Microfinance is a source of financial services and resources to the small entrepreneurs, villagers and less privileged section of the society. In December 2007, Forbes has brought out a special magazine on microfinance and has described microfinance as the next buzzword. Global Context and History The concept of
OBJECTIVES OF CO-OPERTIVE BANK • To introduce people to join it as members and shareholders with a minimum efforts. • To encourage them to save money and deposit into their own bank. • To enable the people themselves to create efficient management of their bank. TYPES OF CO-OPERATIVES • Housing Co-operatives • Building Co-operatives • Retailers Co-operatives • Utility Co-operatives • Social Co-operatives • Consumers Co-operatives • Co-operative Banking • Agricultural Co-operatives • Co-operative
experience and it ensures better quality of products and services. As a next stage, companies have also started investing heavily on AI in order to perform complex activities. This requires employs to be completely aware of the changes happening in technology. Firms also demand for automation (such as Artificial Intelligence) in order to increase their profitability. There is not only an increase in demand for quantity but there is an increase in demand for quality as well. Currently automation is
Introduction Bank- A bank is a financial institution which accepts deposits for the purpose of lending and investments. Section 45-I (c) of the RBI Act, defines financial institution as under: "Financial Institution" means any non-banking institution which carries on as its business or part of its business any of the following activities, namely:- (i) the financing, whether by way of making loans or advances or otherwise, of any activity other than its own; (ii) the acquisition of shares, stock,