1.1 Background According to Ausubel (1991) credit card is the currency of late 20th century America. Also he mentioned that the aggregate charge volume on plastic in the United States was estimated at $375 billion in 1987 (with 9.1 billion credit card transactions); almost half of this total $165 billion in volume was charged on MasterCard and Visa credit card, and volume was growing at well over 10 percent per year. The remaining volume arose largely from similar credit cards “travel” and “entertainment”
Banking market situation in UAE at the time of Al Hilal’s launch On December 22nd, 2010, Al Hilal Bank (government-owned Islamic Bank in the UAE) was voted “Best Retail Bank” by the registered readers of the magazine Islamic Business and Finance. However, two and a half years earlier, Al Hilal Bank entered the market amidst a global financial crisis. It was a huge step taken by the shareholders as they saw an opportunity in what was the most uncertain financial environment since the 1930s, whereas
transformed from necessity to an adventure. It is more of an experience, opportunity for celebration. The good old days have gone when a list is made and shopping is done at the nearby Kirana store. Now shopping is a welcome break from hectic schedules. Retail giants like Big Bazaars rule hearts with “Is se sastha aur acha kahin nahi” Central with motto of “Shop Eat and Celebrate”. The double conversion theory talks about visitors converting into buyers. At this juncture it is important to notice that visual
established as a bank in Bahrain on 31 May 2000 following a merger between The United Bank of Kuwait PLC ("UBK") and Al-Ahli Commercial Bank B.S.C. ("ACB") pursuant to which UBK and ACB both became wholly owned subsidiaries of AUB. AUB operates under a retail banking license issued by the Central Bank of Bahrain ("CBB"). In addition to the Group's wholly owned operations of AUB (Bahrain) and AUB (United Kingdom), AUB Group has a 35% stake in Ahli Bank (Oman), a 40% stake in United Bank of Commerce & Investment
multinational bank. The Bank is expanding its existence in principal international markets including the United Kingdom, United Arab Emirates, South and Central Asia, Africa and the Far East. Core area of operations product offerings and services is Retail and Consumer Banking. Habib Bank Ltd has the largest Corporate Banking portfolio in the Pakistan with an active Investment Banking arm. Small Medium Enterprise and Agriculture lending programs and banking services are offered in urban and rural
geographic areas by carefully studying characteristics of problems in the area and then applying the appropriate resources. More generally, problem solving is community participation in the identification and resolution of a problem. According to Rosenbaum et al. (2011), it is the notion that the police and community must work together to identify and solve neighbourhood problem. Police mostly need to identify the root causes of problems and respond to them. As Oliver (2008), in commu-nity policing
from a counsellor to talk their problems out and also to find solutions to their problem or the crisis that their facing because in some point of everybody’s life, they will face a problem that is beyond their control or that they did not predict of and this is where counselling comes in place to help their needs and give them other solutions. Counselling is also like guidance to the individual that is in need of them or that does not know how to solve the problem their facing. Counselling also involves
insights and competitive advantage. Big data refers to two conditions, the technological challenge which is about dealing with data intensive domains such as high energy physics, astronomy or internet search. The second condition is dealing with social problems with the main focus being on cultural and environmental factors, when data about people is collected and obtained by organizations such as Facebook, twitter, Google to mention a few. Privacy
difficult to treat including childhood conduct problems, delinquency, bullying, anorexia nervosa, child abuse, marital conflict, grief reactions, adjustment to AIDS, and schizophrenia. Within narrative therapy, however, none of these difficulties is viewed as intrinsic or essential attributes of people or relationships. Rather, these labels are seen as being part of a wider mental health pathologizing discourse or narrative which maintain rather than resolve problems of living. The power practices entailed
(Goldenberg & Goldenberg, 2013). According to Anderson (1995), the early focus of Collaborative therapy was on speaking the client’s language to learn about their values and worldviews. Learning the client’s language, the therapist can better developing problem definitions and interventions (Anderson, 1995). One similarity between Narrative therapy and Collaborative therapy is that a person’s knowledge of reality is influenced by life constructions, believes, narratives, and culture. A resemblance among