ICT (information and communications technology - or technologies) is an umbrella term that includes any communication device or application, encompassing: radio, television, cellular phones, computer and network hardware and software, satellite systems and so on, as well as the various services and applications associated with them, such as videoconferencing and distance learning. ICTs are often spoken of in a particular context, such as ICTs in education, health care, or libraries. (Anon., 2007-2016)
complete variety of banking and financial services franchises in United Kingdom, United States, New Zealand and Asia. National Australia Bank was founded in 1858 and it's headquarter is located in Docklands, Australia. NAB have estimated over 12,400,000 customer based globally. According to the market capitalisation, NAB is ranked among the top 20 Bank in the world according to the National Australia Bank Group, 2014. NAB offers Business Banking, Personal Banking, and Wholesale Banking, Corporate Functions
4. KEY SUCCESS FACTORS: Cost and Price Drivers: Raw material constitutes about 57% of cost of goods sold. Major of them are based on petroleum products and hence petroleum prices are one of the most important cost drivers. Innovative Technology: A constant challenge exists in this industry for developing new products for better performance, cost reduction and exploitation of new materials. Distribution Channel: Decorative segment of the paint industry requires extensive dealer network for marketing