Determinants of internal factors impacting on commercial bank profitability in Pakistan Introduction Financial sectors play a vital role in the economic development. In Pakistan the financial sectors includes commercial benks, development financial institutions (FDI), microfinance banks (MFBs), non banking finance companies (NBFCs) like as leasing companies , investment banks, discount house, housing finance companies, venture capital companies, mutual funds etc. and other modarabas, stock exchange
banking practices. Due to the nature of the business banks, operate in a volatile environment facing a huge amount of risks associated with credit, market, operations, reputation, foreign exchange and liquidity. So adopting effective risk management practices by banks to face such risks successfully is a vital thing. Thereby the study investigates risk management practices on profitability of banking sector in Sri Lanka, particularly LCB’s. Banks have to manage more types of risks in order to maximize
CHAPTER ONE 1.1 Background to the Study Branding has become one of the most important strategic tools since its inception and adaptation. Branding has been applied to all kinds of commodities, institutions, personalities, and pets among others due to its effectiveness and contribution to the bottom line. Over a period of time most brands lose their relevance in the eyes of their consumers in particular and market in general. This brings to bear the role of rebranding either the product or organisation
1 Analysis The Focus points are on the Bank of America studies. The studies on Bank of America have multiple areas that can be useful for comparison. The first financial ratio’s we look at is the P/E ratio and the earnings per share. Next we look at two profitability ratios: Asset turnover Ratio and return on Equity. Financial ratios/Indicators Price-Earnings Ratio (P/E Ratio) The price earnings ratio refers to the share price of the bank divided by the amount of profit it makes per share on a yearly
In the case of default, the assets of the company will be seized; however, the company will be safe from bankruptcy. Moreover, firms having a large amount of tangible assets are less likely to default and will acquire more debt. This supported the assumption of the trade-off theory and concluded that there is a positive correlation between leverage, and profitability of a firm, whereas tangibility of assets and the size of the firm found
Working capital is called as the nerve system of any business. Without efficient working capital management company cannot attain its objectives and not possible to maintain financial soundness. So in this perspective present study is undertaken to study the working capital management through ratio analysis at CHLOROPLAST. The term working capital refers to the management of current assets. It is the part of total capital used for carrying out the routine or regular business
policies and opened their doors to foreign banks. Many restrictions on entries of foreign financial institution have been removed due to globalization. The penetration of foreign banks keeps on increasing gradually since early 1990. For example the average share of total assets held by foreign bank in Latin America and Asia increased from 26% in 1997 to reach a peak of 38% in 2002. (Nam Jeon, Maria Pia and Ji Wu, 2011). The increasing presence of foreign banks has raised issues about the consequences
Jay Kandampully and Dwi Suhartanto (2000)21 conducted a research study on the dealer loyalty in the hotel industry. The objective is to identify factors of image and dealer satisfaction, which are positively related to dealer loyalty in the hotel industry. The research helps extend the understanding the relationship between dealer loyalty, dealer satisfaction, and image. The study identifies that competition has three major implications for the dealer, which provides: increased choice; greater value
Government of India in view of the Narasimhan Committee report I and II, prudential standards were presented by Reserve Bank of India to address the credit observing procedure being received and sought after by the banks and monetary foundations. To fortify further the recuperation of duty by banks and budgetary organizations, Government of India declared The Recovery of Debts Due to Banks and Financial Institutions Act, 1993 and The Securitisation and Reconstruction of Financial Assets and Enforcement
upward trend in this sector. This study describes the impact of marketing mix on customer satisfaction using a case study of retail and corporate organizations in Mauritius. A field research will be conducted in retailing stores such as SPAR, SUPER U, Mc Donalds, Orange, SBM (State Bank of Mauritius) [Contents to be changed later]. An increase in globalization