by the importance which they give to the past or future events. Long-term orientation has countries such as Croatia accept and expect to achieve future goals by working on them in the present. Other like Denmark are short-term oriented. Such countries review the past as important and honored time, they expect and accept from other to keep the traditions and continue to support them. (Hofstede, 2011) Schwartz, on the other hand, focuses on values and their importance. The theory of basic human values
individual is experiencing many financial constraints, it affects the financial behavior of an individual and many financial risks will occur. Financial Literacy is a person’s ability to manage his money and is essential to being successful in life. The importance of developing good financial habits as early as possible is essential because the spending habits and financial management capabilities in these years will determine how we are most likely to manage our own finances for the rest of our lives. According
MARKET-ORIENTED REFORMS IN PUBLIC SECTOR: A CASE STUDY OF LAHORE DEVELOPMENT AUTHORITY BACKGROUND New Public Management (NPM), a public sector reforms started from 1980’s onwards. It is formally conceptualized by Hood in 1991. United Kingdom claims to have been its birthplace; many papers and researches providing evidences from UK. These NPM reforms are widespread and the Anglo-American countries and International organizations are among its strong advocates. In many developing countries including