Hussein and Tamini (2007), risk management is the foundation of the banking practices. Due to the nature of the business banks, operate in a volatile environment facing a huge amount of risks associated with credit, market, operations, reputation, foreign exchange and liquidity. So adopting effective risk management practices by banks to face such risks successfully is a vital thing. Thereby the study investigates risk management practices on profitability of banking sector in Sri Lanka, particularly
the market for bank credit is a part of this market. The largest volume of economic transactions through the banking system and proper functioning of the banking system achieved a decisive role in economic activity will improve. Banking sector as mainly financial system and the heart of the economy of any country, plays a vital role in the
A well developed banking system is sina qua non for the economic development of a country. It is explained in the literature that the quality and stability of banks can be determined based on the way the its asset quality behaves during financial crises. Considering this view, banks in India are efficient in comparison to banks in many other countries. This efficiency is relative and does not indicate the overall efficiency of Indian banking sector in the post - millennium period. The data analysis
they ensure the following benefits. 1. The work involved in formulating HR Polices requires that the management give deep thought to the basic needs of both organization and the employees. 2. Established Policies ensure consistent treatment of all personnel throughout the organization, favourism and discrimination are, thereby minimized. 3. Continuity of action is assured even though top-management personnel change. 4. Policies serve as a standard of performance. 5. Sound Policies help build employee
1997 to reach a peak of 38% in 2002. (Nam Jeon, Maria Pia and Ji Wu, 2011). The increasing presence of foreign banks has raised issues about the consequences of their presence for domestic banking market. There are 2 opposing views on assessing the impact of foreign bank penetration on the domestic banking sector in emerging
CHAPTER 1 INTRODUCTION INTRODUCTION Along with all creations on earth, man is the best gift of God. Indian culture and values assert and copy the pride of man. It is man, the individual who is the centre, the premium and the best in the creations. "There is nothing greater than man" . Every human being is a unique glint in him; that spark contains unsuspected potentialities and possibilities. MEANING OF HUMAN RESOURCES From the national point of view, the human resources can be defined as the
INTRODUCTION 1.1 Background Growth is essential for a healthy sustenance and survival of any firm in this competitive world. There are two growth routes available to any company: - organic and inorganic. The Theory of the Firm’s Growth Penrose states that the growth rate of the firm will decline with its age. Organic growth beyond certain size or age is a big challenge and hence inorganic growth gains significance. Inorganic growth means growing through mergers and acquisitions. The inorganic growth
EMERGING TRENDS IN IT AND SYSTEM INFRASTRUCTRE IN BANKING INTRODUCTION . In the banking field, there has been an unprecedented growth and diversification of banking industry has been so stupendous that it has no parallel in the annals of banking anywhere in the world. The major challenges faced by banks today are as to how to cope with competitive forces and strengthen their balance sheet. The Indian banks are subject to tremendous pressures to perform as otherwise their very survival would
This study is on Mergers and acquisition as a means of improved business performance and customer satisfaction. The Case study of this research is Access Bank Plc. Chapter one of this study is preliminary. It provides a contextual of the study and reviews the statement of the problem. The chapter provides the specific objectives of the study. It raises the major research question that provides the basis for formulating the hypotheses that are tested later in the study. The significance of the study
1. Introduction 1.1 Research Background and Purpose Nowadays the banking industry experienced rapid development. And its proof by the new banks were established in the lasts 15 years, and it will be created a competitive in banking industry. Industry Indonesian banks are faced with various challenges due to the slowdown economy and tightening liquidity limiting capacity growth credit and led to increased NPI banking sector. Bank is an intermediary that can encourage progress development through credit