Essay On Disparity In Laws

439 Words2 Pages
Travel across the United States and a wide diversity of culture and customs become quickly evident. Not just food, accents and clothing but also the laws by which folks in different states live their lives. For example, in some states it’s okay to carry a gun on your hip, drive faster or even smoke marijuana in public. So, if our fifty states are truly united, why the huge disparity in laws and regulations? It boils down to twenty eight simple words. However, concentrating exclusively on Washington D.C. is dangerous and short sighted. Why? It boils down to 28 words: “The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.” The Tenth Amendment to the U.S. constitution, the…show more content…
For example, laws impacting a credit union’s lien interests are made on the state level. The same hold true for laws and regulations related to imminent domain, insurance, third party lending, certain mortgages all fall under the jurisdiction of the state and all have a huge impact on a credit union’s day-to-day operations. Legislators in your state have influence over payroll (the federal government only dictates the very bottom of the pay scale. States are free to set the minimum wage anywhere above), worker’s comp costs and legal liability. As unlikely as it might sound, the regulation of firearms is a growing concern. Although the U.S. Constitution guarantees the right to bear arms, it’s up to the states to decide exactly what that means. Your legislature could decide its okay to openly carry a gun anywhere, including your lobby. While this scenario might seem outlandish, it has become a legitimate concern for financial institutions. Particularly in states where folks love their
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