company/organization Bank in general is meant an institution established by law, which deals with money and credit. So it deals with money, receiving it on deposits from customers, honoring customers drawing against such deposits on demand, collecting cheques for customers and lending or investing surplus deposit until they are required for repayment. “The banker’s business is to take the debts of other people, to offer his own in exchange and thereby create money”. Crowthier, Nepal Investment Bank Limited
of financial inclusion in enlightening Indian financial system Dr. Vani laturkar and Miss. Jaya Muley School of Management Sciences, Swami Ramanand Teerth Marathawada University, Nanded --------------------------------------------------------------------------------------- Abstract: Now-a-days the topic of financial inclusion is standing as an emerging new model of economic intensification. Financial inclusion
2.1 Ratio Analysis The term ratio refers to one number conveyed in terms of another. The Ratio is a mathematical appearance of the liaison between two or more related numbers. Ratio Analysis, of all the tools of financial analysis available with a financial analyst the most vital and the most widely used tool is ratio analysis. Merely specified that ratio analysis is an analysis of financial statements done through the ratios. The analysis and interpretation done on the basis of the
conventional banks start working on area of Islamic banking which benefits and rewards can they trigger and how they can in turn benefit economy through an interest free banking system. Islamic banking
portfolio management. The banks are required to meet adequate capital requirements because of capital plays significant role in supporting the daily operations and ensuring the long-term viability of the bank. Capital provides a cushion against the risk of failure by absorbing financial and operating losses until management of the
Introduction: Customer Relationship Management (CRM) In recent years, customer relationship management (CRM) has been a topic of the utmost importance for scholars and managers. Despite the evidence provided by numerous empirical studies, many companies that have implemented CRM systems report unsatisfactory levels of improvement. This study analyzes what influence companies can expect CRM implementation to have on performance and how they can leverage its impact. The authors propose a conceptual
1. Customer Experience Management and Benefits In order to discuss the role of Customer Experience Management in financial services, it is important to define and make a distinction between Customer Experience & Customer Experience Management first. i. Customer Experience According to SAS, Customer Experience (CX) is defined as “your customers’ perceptions – both conscious and subconscious – of their relationship with your brand resulting from all their interactions with your brand during the
• Long extension of the banking services in many nations in the Middle East and MENA region. • The major shareholders of the Arabian world have supported its business and operations. • The bank is the universal banking organization. • The reach of the organization covers huge geographical area and the financial position of the banking organization is strong. Weaknesses: • The UN has ceased the assets of Libya and that has impacted the Banking organization and it has to acquire special permission for
About Punjab National Bank Punjab National Bank (PNB) was established in 1894 and is the second largest government owned and over all fourth largest bank in India. It has about 5100 branches across 764 cities and serves over 63 million customers. It has presence throughout the length and breadth of the country and offers a wide variety of banking services that include corporate and personal banking, industrial finance, agricultural finance, financing of trade and international banking. Among the
Chapter 2: Multilingualism in the workplace in the Hong Kong Financial sector In this chapter, relevant research (Chew, 2005; Evans, 2013) examining the functions and use of English, Cantonese, Putonghua on the work floor in the Hong Kong financial sector will be reported on. Chew’s (2005) objective is fourfold. His primary goal is to determine what proportion of the daily tasks performed by bank entrants is undertaken in English or in Cantonese. Furthermore, he examines which English skills (speaking