time, the needed of sale transaction is easier than previous years ago. Credit card is one of the easy facilitation which is provided by bank as intermediary institution. Today, the needed of the credit card become more important and essential in economy because in term of safety than holding cash money. Credit Card Billah (2007) explained that credit card known as plastic money is an essential mode. Credit card refers to a card that facilitates the cardholder to purchase goods and services based on
About Aqua Gold Credit Card When it comes to holding a credit card, it is natural for you to want the one that offers you the maximum benefit along with some features that make you the proud owner of that particular credit card. It is common among the people to want a higher credit limit on their cards. This particular aspect will help you in using the credit card during emergencies. Needless to say, with the Aqua Gold Credit Card from Kotak Mahindra Bank, you can enjoy the maximum benefits that
the parents may be uncomfortable using credit for university expenses. Moreover, Joo et al. (2003) observe that students tend to mimic their parent’s behavior towards credit card use. Hence, these studies imply that family background may play a role in youngster’s attitudes and behaviors concerning the use of credit cards. According to Nellie Mae (2002), university graduates are facing with an average debt burden of $20,402 for both education and credit card debt combined. Similarly, Bianco and Bosco
school offers and deadlines. As a consequence, they are forced to pay out of pocket or apply for loans to cover expenses while they are in college. It is not a wise decision for a student to take out a loan that they have to repay, however, in most cases, it is unavoidable and is a common way to fund education. According to Kevin Carey from New York Times, “The loan crisis hits the hardest at colleges enrolling large numbers of students from low-income backgrounds. These undergraduates have to borrow
has greatly risen in popularity among criminals. This crime is identity theft. Hundreds of thousands of people have their identities stolen each year. Identity theft is when these criminals obtain and use consumer’s personal information such as credit card numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. According to the Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number
Other than Herzberg’s two-factor theory and how they affect purchase decisions, Gerald Haubl and Valerie Trifts study entitled Consumer Decision Making in Online Shopping Environments: The Effects of Interactive Decision Aids published in 2000 suggests purchase decisions are greatly affected by increasing the quality of their consideration sets when purchasing items. This increase in quality is observed through the implementation of interactive decision aids. Decision aids perform information processing
transactions as they are incurred with all the specifics of purchases such as store name, date of purchase, price of the product, purchase place etc. Thus holder has the facility to “retrospect” his memory about his purchases which is denied in the case of paper money
technology. It will lead the immense flexibility in the manual platform structures, with the combination of synchronous and asynchronous interactions. It provides a means of collaborative E-ordering for the customers. The main aim of this note is that to study the possibilities for the expansion of business. Further research could be done on factors affecting expansion and market growth of online food industry. Key words: Food order system, E-ordering, online technology. Introduction The advancements and
EMERGING TRENDS IN IT AND SYSTEM INFRASTRUCTRE IN BANKING INTRODUCTION . In the banking field, there has been an unprecedented growth and diversification of banking industry has been so stupendous that it has no parallel in the annals of banking anywhere in the world. The major challenges faced by banks today are as to how to cope with competitive forces and strengthen their balance sheet. The Indian banks are subject to tremendous pressures to perform as otherwise their very survival would
party.” According to the various study banking sector is the second largest sector where the internal frauds are happening. These are some types of interanal banking fraud: i) Rogue traders A rogue dealer is a tremendously positioned insider nominally approved to invest huge funds on behalf of