University of Malta Bachelor of Commerce INS2020 Motor Insurance Mr Francis Valletta Tackling Fraudulent Whiplash Claims in the United Kingdom Kayleigh Portelli 181394M Table of Contents OBJECTIVE 3 INTRODUCTION 4 WHIPLASH CLAIMS 5 1.1 WHAT IS WHIPLASH? 5 1.2 THE RISING OF WHIPLASH CLAIMS 5 IMPACT ON THE INSURANCE INDUSTRY 6 GOVERNMENT INTERVENTION 7 3.1 NEW REFORMS 7 3.2 BETTER MEDICAL EVIDENCE 7 MEASURES TAKEN TO REDUCE FRAUDULENT CLAIMS 9 4.1 FURTHER ACTION TO
neck and shoulder injury. They're an important (though often overlooked) safety feature that has been federally mandated in front seating positions since 1969. Head restraints are used to reduce whiplash during collision.[7] Whiplash sprains and/or strains occur in 28-53% of motor vehicle collision victims, making it the most common type of injury in these collisions. The costs annually in the United States of whiplash injury are approximately between 4.5 to 8 billion dollars. Whiplash can have long-term