SUMMER INTERNSHIP PROJECT REPORT
“A comparative analyses of retail loan products of Bank of Baroda with their peer banks”
SUBMITTED IN PARTIAL FULFILLMENT
TOWARDS THE AWARD OF
MASTER OF BUSINESS ADMINISTRATION
(2014 – 16)
University Roll No. : 148410187
MBA II YEAR (IV TRIMESTER)
INSTITUTE OF BUSINESS MANAGEMENT
This is to certify that summer internship report entitled “A comparative analysis of retail loan products of bank of Baroda with their peer banks” carried at Bank of Baroda sanjay place Agra which is being submitted by partial fulfillment for the award the degree of masters of Administration from Institute of Business Management, GLA University, Mathura comprises only my original…show more content… It can also be defined as typical mass market banking in which individual customers are local branches of large commercial banks. Services include Savings and checking account, Mortgages, Personal loans, Debit card, Credit Card. Retail banking aims to be the one shop for as many financial services as possible on behalf of retail clients.
Some retail banks have even made a push into investment services as wealth management, brokerage accounts, private banking and retirement planning. While some of these ancillary services are outsourced to third parties (often for regulatory reasons), they often intervene with retail core banking accounts like checking and saving to allow for easier transfers and maintenance
Today’s retail banking sector is characterized by three basic characteristics:
1- Multiple products (deposits, credit cards, insurance, investments and securities).
2- Multiple channels of distribution (call centre, branch, internet and kiosk).
3- Multiple customer groups (consumer, small business,…show more content… / UGC / AICTE / AIBMS / ICMR / ICAR / Courses offered by National Institutes and other reputed private institutions / The college / Institute must have been approved by the State / Central Government / UGC / AICTE