With the ever-increasing role of tourism in our everyday life, insurance policies evolved to match the demands imposed by the market. As time goes by, the percentage of Maltese travelling abroad is constantly fluctuating and thus the importance and popularity of travel insurance is increasing. Furthermore, Malta has a very good strategic geographical position, connecting Europe to Africa, and thus making it very attractive for air and sea transport. The general idea is that travel insurance
The Swiss never begin sentences with ‘If I only had a…’. Much of that is owed to the handy little multi-purpose pocket knife that is pretty much an indispensable for any Swiss citizen. Victorinox was founded by Karl Elsener in 1884. 1880s was a period of tough economic conditions. The Swiss were immigrating to the other countries. Elsener, started a factory in Ibach to manufacture cutlery, to create jobs and maintain them in the long-term. This was the underlying principle behind Victorinox. The
Chapter one Introduction Team Building is the process of helping a work group become more effective in accomplishing the task and in satisfying the needs of the group member. Team building as it implies, is the process by which differences in organization are ironed out through sectional solutions of misunderstanding within vertical groups and horizontal groups and intra-vertical and horizontal groups of such organizations. The analogue of a football team, hockey team and other teams could be