Most people think of life insurance in McKinney, TX as something they buy when they’re young and just married or just starting a family. In their 20s and 30s, most people are also in generally good health, which makes life insurance highly affordable. By the time they reach their 50s or 60s, people sometimes drop their life insurance coverage because their children are grown up or they and their spouse feel the guaranteed income of social security is enough to sustain them should one or the other